Networking Partners

Maryland Financial Bank (MFB)’s Networking Partners are those organizations that have agreed to fund and work with MFB in an effort to provide networking and educational programs for financial institution employees and the companies that service the financial institution industry. The below noted companies have not only supported and co-sponsored the many MFB social and educational functions throughout the years, but they bring true value to the FI community. If you are a banker viewing this web site, we hope you will take the time to explore the value proposition of our Networking Partners and if you are a company interested in being a part of our networking group, we welcome your inquiries. Our Networking Partners have been essential in being able to bring our financial institution community together.

AmeriSave

www.amerisave.com
AmeriSave is a wholesale and correspondent lender committed to working exclusively with FDIC Institutions who meet the highest industry standards. Our state of the art wholesale and correspondent lending platforms enable a community bank to outsource its residential lending while creating an income stream with little or no credit risk.

We offer a non-recourse contract, customer’s option for wholesale or correspondent lending, on-line loan submission, competitive rates, and live on-line customer service. We pair technological innovation with sensible risk management in mortgage lending. We provide community banks with a much-needed avenue into low risk, high performance, high volume mortgage lending on a local level. At AmeriSave we support local lending.

Chatham Financial

www.ChathamFinancial.com
Chatham Financial serves as an independent advisor to regional and community banks, supporting the over-taxed CEO and CFO with investment portfolio management, ad-hoc treasury projects and technical accounting assistance. With over 20 years in business, Chatham is also the largest independent interest rate and currency risk advisor, and a leader in hedge accounting, valuations and debt advisory.

Correspondent Business Credit, LLC

www.corbc.com
Correspondent Business Credit (CORBC) is in business to meet the alternative financing needs of small business through asset based loans in the tri-state area. As a direct lender of our own funds, CORBC provides alternative asset based credit lines from $50,000 to $1,000,000. Our qualified prospect is a small business selling business to business or business to government and thereby generating accounts receivable.

FHLBank Atlanta

corp.fhlbatl.com
FHLBank Atlanta offers competitively-priced financing, community development grants, and other banking services to help member financial institutions make affordable home mortgages and provide economic development credit to neighborhoods and communities. The Bank's members—its shareholders and customers—are commercial banks, credit unions, savings institutions, community development financial institutions, and insurance companies headquartered in Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Virginia, and the District of Columbia. FHLBank Atlanta is one of 12 district banks in the Federal Home Loan Bank System which since 1990 has contributed more than $4 billion to the Affordable Housing Program.

Isabella Associates

Isabella Associates Brochure.pdf

Isabella Associates is an electronic commerce and marketing research consulting firm established in 1997. The firm provides services nationwide for all types of organizations. Specific areas of expertise include: Automated Clearing House (ACH) Compliance Audits and Risk Management Services; ACH Origination Services for Financial Institutions; Facilitating Focus Groups, In-Depth Interviews, and Survey Design.

Long Term Financial

www.longtermfinancial.com
Long Term Financial is an independent insurance broker specializing in life, health, disability income and long-term care insurance for individuals, families and businesses. They have been providing these services in Maryland since 1968 and have recently expanded with clients from coast to coast.

MACHA

www.macha.org
MACHA - The Mid-Atlantic Payments Association, is a not-for-profit, tax-exempt organization engaged in supporting and promoting the electronic transfer of funds between member financial institutions nationwide. The association provides training and operational support in electronic payments including ACH, cards, checks and wire transfer to payments professionals in the Mid-Atlantic region.

Mackenzie GIS & Research

Mackenzie GIS & Research, a MacKenzie Company specializing in geographic information systems (GIS), uses more than 30,000 variables and a common denominator, a map, to create a new lens in which companies can objectively view their data. This visual representation of complex proprietary data, everything from site selection to customer segmentation to location-based profit analysis, empowers data-driven decision making.

The Mergis Group

www.mergisgroup.com
The Mergis Group provides specialized recruiting services to a diverse portfolio of clients spanning multiple industries, including banking.

Ober/Kaler

www.ober.com
Ober/Kaler is a national law firm that provides legal services to financial institutions to address their needs in all areas, including regulatory, compliance and credit matters.

Optimum Systems Plus

http://opoffice.com/optimum.html
At Optimum, we know printing and supplies and we know banks. From office supplies, to bank forms, to commercial printing, to bank furnishings, Optimum can save your bank both time and money.

Overton & Associates

www.overtondesignbuild.com
Overton & Associates provides real estate analysis, design and construction services that help financial institutions grow their business and improve their ability to serve their market. Our core services include Feasibility Studies, Site Selection, Architecture and Design Services, Construction and Construction Management Services, Custom Millwork and Brand Development and Merchandising.

ParenteBeard LLC

www.parentebeard.com
ParenteBeard LLC is the largest regional public accounting firm in the Mid-Atlantic with more than 140 partners, 25 offices, and 1,100 professionals. The firm currently audits more than 300 banks in the region, which includes Maryland, Pennsylvania, New Jersey, New York, and Delaware. ParenteBeard primarily services middle market and small business clients.

Quality Environmental Solutions, Inc.

www.qualityenvironmental.net
Quality Environmental Solutions (QES) provides environmental solutions to commercial and industrial clients. QES has completed hundreds of Phase I and Phase II Environmental Site Assessments for lenders, developers, property managers, real estate professionals and prospective purchasers. QES provides customer-focused services to ensure proper environmental due diligence that meets federal requirements (EPA and SBA) and industry standards (ASTM). QES was founded in 1992 and has developed a reputation for excellence, responsiveness, integrity, accountability and innovative thinking.

Sandler O’Neill

www.sandleroneill.com
Sandler O’Neill provides a full suite of investment banking, advisory, balance sheet management, brokerage and research services to financial institutions and their investors.

Saratoga Insurance Brokers

www.sarabrokers.com
Saratoga Insurance Brokers is a full service independent insurance agency providing personal and business insurance.

If you would like any additional information about any of our Networking Partners, their products and services or are interested in becoming a Networking Partner with MFB, please contact Bob Chafey at 410-296-8306.